Nothing changes unless you decideLicensed providers
Why checking your ZIP code matters
Prices are set by ZIP code. Local traffic, claims and repair costs all go into what you pay.
They change. What you were quoted a year or two ago may not be what's available today.
Most drivers never check. The ones who do often find they can pay less for the same coverage.
Questions
How long does it take?
About 2 minutes. The next page asks your ZIP code and a few details so the rates match you. Then companies with rates for drivers like you come up: tap 2 or 3 of them to see your actual price.
Do I have to switch?
No. Checking doesn't change anything. You only switch if you find a rate you like and decide to.
Who provides the rates?
Licensed insurance companies and agents that offer coverage in your state.